:root{font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#172e50;background:#f6f8fc;font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0}a{color:#164d8b}a:focus-visible{outline:3px solid #e2a900;outline-offset:4px;border-radius:4px}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{background:#fff;border-bottom:1px solid #e0e7f1}.topbar{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{color:#172e50;text-decoration:none;font-weight:800;letter-spacing:-.025em;display:flex;align-items:center;gap:10px}.brand svg{width:39px;height:39px;flex:none}.topnav{display:flex;align-items:center;flex-wrap:wrap;justify-content:flex-end;gap:10px 22px}.topnav a{text-decoration:none;font-weight:650;font-size:14px}.topnav a[aria-current=page]{text-decoration:underline;text-underline-offset:5px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:12px;background:#ffda47;color:#142c4e!important;text-decoration:none!important;font-weight:800;box-shadow:0 7px 17px #172e5012}.button:hover{background:#fbd12c}.button.secondary{background:#fff;border:1px solid #d8e2f1;box-shadow:none}.hero{padding:78px 0 64px;background:radial-gradient(circle at 82% 20%,#294e78,#142e50 58%);color:#fff}.hero .wrap{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(250px,.75fr);gap:40px;align-items:center}.eyebrow{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.16em;color:#f9d44f;margin:0 0 18px}.hero h1{font-size:clamp(36px,5vw,66px);line-height:1.07;letter-spacing:-.055em;max-width:800px;margin:0}.hero p{max-width:640px;color:#c8d8ec;font-size:18px;line-height:1.65}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .secondary{color:#eaf4ff!important;background:transparent;border-color:#7490af}.hero-card{border:1px solid #6984a4;background:#ffffff12;border-radius:24px;padding:30px;box-shadow:0 18px 45px #071e3a42}.hero-card strong{display:block;font-size:20px;line-height:1.3}.hero-card p{font-size:15px;margin-bottom:0}.section{padding:62px 0}.section h2{font-size:clamp(28px,3vw,38px);letter-spacing:-.035em;margin:0 0 14px}.lead{font-size:17px;line-height:1.65;color:#526983;max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:30px}.card{display:block;border:1px solid #dce5f0;background:#fff;border-radius:20px;padding:27px;text-decoration:none;color:inherit;box-shadow:0 8px 20px #1735570b}.card:hover{border-color:#9bb8d7;transform:translateY(-2px)}.card .number{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;background:#edf4fd;color:#195797;border-radius:12px;font-weight:800}.card h3{font-size:21px;letter-spacing:-.025em;margin:21px 0 8px}.card p{line-height:1.6;color:#526983;margin:0 0 18px}.card span:last-child{font-weight:750;color:#164d8b}.prose{max-width:790px;padding-top:52px;padding-bottom:72px}.prose .eyebrow{color:#2764a2}.prose h1{font-size:clamp(34px,5vw,54px);line-height:1.13;letter-spacing:-.05em;margin:0 0 20px}.prose h2{font-size:27px;letter-spacing:-.03em;margin:44px 0 12px}.prose p,.prose li{font-size:17px;line-height:1.7;color:#485e79}.prose ul,.prose ol{padding-left:24px}.prose li{margin:8px 0}.prose .intro{font-size:20px;line-height:1.6}.note{background:#fff7df;border:1px solid #ecd89c;border-radius:16px;padding:20px 24px;margin:30px 0;color:#263b55}.note p{margin:0}.breadcrumb{font-size:14px;margin:0 0 36px;color:#6b7d91}.breadcrumb a{color:#315e8c}.more{border-top:1px solid #dce5f0;padding-top:30px;margin-top:50px}.more ul{margin-top:10px}.site-footer{background:#10294b;color:#d9e7f7;padding:36px 0}.footer-inner{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.site-footer a{color:#d9e7f7}.footer-links{display:flex;gap:15px;flex-wrap:wrap}.footer-links a{font-size:14px} @media(max-width:760px){.topbar{padding:15px 0;align-items:flex-start;flex-direction:column}.topnav{justify-content:flex-start;gap:10px 16px}.topnav a{font-size:13px}.hero{padding:54px 0}.hero .wrap{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.hero-card{padding:22px}.section{padding:45px 0}.prose{padding-top:36px}}

/* Presentación pública: movimiento decorativo sin alterar el contenido. */
body{background:linear-gradient(180deg,#f9fbff 0%,#f1f5fb 100%)}
.site-header{position:sticky;top:0;z-index:30;background:#fffffff0;backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);box-shadow:0 8px 30px #10294b0a}
.brand svg{transition:transform .55s cubic-bezier(.2,.8,.2,1)}
.brand:hover svg{transform:rotate(-8deg) scale(1.08)}
.topnav a:not(.button){position:relative;transition:color .25s ease}
.topnav a:not(.button):after{content:"";position:absolute;left:0;right:100%;bottom:-7px;height:2px;background:#dfae13;transition:right .3s ease}
.topnav a:not(.button):hover:after,.topnav a[aria-current=page]:after{right:0}
.button{position:relative;overflow:hidden;isolation:isolate;transition:transform .25s ease,box-shadow .25s ease,background .25s ease}
.button:before{content:"";position:absolute;top:-80%;left:-45%;width:35%;height:260%;transform:rotate(24deg) translateX(-300%);background:linear-gradient(90deg,transparent,#fff9,transparent);transition:transform .7s ease;pointer-events:none}
.button:hover{transform:translateY(-3px);box-shadow:0 14px 25px #17355730}
.button:hover:before{transform:rotate(24deg) translateX(600%)}
.button:active{transform:translateY(0)}
.hero{position:relative;overflow:hidden;padding:100px 0 95px;background:radial-gradient(circle at 86% 14%,#336493 0%,transparent 35%),linear-gradient(135deg,#0f2849,#183f6b 62%,#102e53)}
.hero:before,.hero:after{content:"";position:absolute;border:1px solid #ffffff24;border-radius:50%;pointer-events:none}
.hero:before{width:740px;height:740px;top:-370px;right:-100px;box-shadow:0 0 0 75px #ffffff08,0 0 0 150px #ffffff05;animation:orbit-breathe 12s ease-in-out infinite alternate}
.hero:after{width:360px;height:360px;bottom:-260px;left:-120px;box-shadow:0 0 0 50px #ffffff07;animation:orbit-breathe 14s ease-in-out infinite alternate-reverse}
.hero .wrap{position:relative;z-index:1}
.hero .eyebrow:before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:#ffda47;margin-right:10px;box-shadow:0 0 0 6px #ffda4722;animation:pulse-dot 3s ease-in-out infinite}
.hero h1{max-width:720px;text-wrap:balance;animation:rise-in .75s .08s both}
.hero h1:after{content:"";display:block;width:110px;height:5px;margin-top:30px;border-radius:5px;background:linear-gradient(90deg,#ffda47,#ffefaa);transform-origin:left;animation:draw-line .8s .45s both}
.hero p:not(.eyebrow){animation:rise-in .75s .2s both}
.hero .actions{animation:rise-in .75s .35s both}
.hero-card{position:relative;overflow:hidden;min-height:290px;display:flex;flex-direction:column;justify-content:flex-end;background:linear-gradient(145deg,#ffffff20,#ffffff0a);backdrop-filter:blur(12px);animation:float-card 7s ease-in-out infinite}
.hero-card:before{content:"";position:absolute;top:-92px;right:-42px;width:240px;height:240px;border:1px solid #fff6;border-radius:50%;box-shadow:0 0 0 26px #ffffff0c,0 0 0 54px #ffffff08;animation:slow-spin 24s linear infinite}
.hero-card:after{content:"⌂";position:absolute;top:20px;left:28px;font-size:49px;line-height:1;color:#ffda47;text-shadow:0 5px 25px #ffda4755;animation:icon-float 5s ease-in-out infinite}
.hero-card strong,.hero-card p{position:relative;z-index:1}
.section{position:relative}
.section:nth-of-type(2){background:radial-gradient(circle at 5% 12%,#dbeafe 0%,transparent 33%),#f9fbff}
.section:nth-of-type(3){background:linear-gradient(120deg,#e9f1fa,#f7f9fd)!important}
.grid{gap:22px}
.card{position:relative;overflow:hidden;min-height:300px;transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s ease,border-color .35s ease}
.card:before{content:"";position:absolute;right:-36px;top:-38px;width:125px;height:125px;border-radius:50%;background:#eaf2fb;transition:transform .5s ease,background .5s ease}
.card:hover{transform:translateY(-8px);box-shadow:0 22px 44px #1735571e}
.card:hover:before{transform:scale(1.55);background:#d8e8fa}
.card > *{position:relative}
.card .number{width:50px;height:50px;border-radius:16px;transition:transform .4s ease,background .4s ease}
.card:hover .number{transform:rotate(-9deg) scale(1.12);background:#ffda47}
.card span:last-child{display:inline-flex;transition:transform .3s ease}
.card:hover span:last-child{transform:translateX(5px)}
.article-page{background:radial-gradient(circle at 90% 12%,#dcebf9 0%,transparent 32%),linear-gradient(180deg,#f8fbff,#eef4fa)}
.article-page .prose{position:relative;max-width:980px;padding:55px min(7vw,82px) 90px;background:#ffffff;border:1px solid #e2eaf4;border-top:0;border-radius:0 0 28px 28px;box-shadow:0 20px 55px #17355712}
.article-page .prose:before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:linear-gradient(90deg,#ffda47 0%,#65a8da 55%,#173f6d 100%)}
.article-page .breadcrumb{padding-bottom:22px;border-bottom:1px solid #e8eef5}
.article-page .prose h1{text-wrap:balance;max-width:760px}
.article-page .prose .intro{max-width:760px;font-size:21px;color:#455f7b}
.article-page .prose > h2{position:relative;margin-top:53px;padding-left:25px;scroll-margin-top:120px}
.article-page .prose > h2:before{content:"";position:absolute;top:3px;bottom:3px;left:0;width:5px;border-radius:5px;background:linear-gradient(#ffda47,#70acd8)}
.article-page .prose > h2+p{padding-left:25px}
.article-page .note{position:relative;margin:42px 0;padding:28px 30px;background:linear-gradient(110deg,#fff8e4,#fffdf7);box-shadow:0 13px 28px #d0a10013}
.article-page .note:before{content:"✦";position:absolute;right:22px;top:14px;color:#d6a810;font-size:24px;animation:sparkle 4s ease-in-out infinite}
.article-page .more{background:#f2f7fc;border:1px solid #dce8f4;border-radius:18px;padding:28px;margin-top:55px}
.article-toc{display:flex;flex-wrap:wrap;gap:10px;margin:28px 0 38px;padding:18px;border:1px solid #dce8f4;border-radius:16px;background:#f6f9fd}
.article-toc strong{width:100%;font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#627a96}
.article-toc a{font-size:13px;font-weight:700;text-decoration:none;padding:8px 11px;border-radius:9px;background:#fff;border:1px solid #e2eaf4;transition:transform .2s,background .2s}
.article-toc a:hover{transform:translateY(-2px);background:#fff6d7}
.reading-progress{position:fixed;top:0;left:0;right:0;height:4px;z-index:50;pointer-events:none}
.reading-progress span{display:block;width:100%;height:100%;background:linear-gradient(90deg,#ffda47,#3b8bca);transform:scaleX(0);transform-origin:left;will-change:transform}
.motion-ready .reveal{opacity:0;transform:translateY(26px);transition:opacity .75s ease,transform .75s cubic-bezier(.2,.8,.2,1)}
.motion-ready .reveal.is-visible{opacity:1;transform:translateY(0)}
.motion-ready .grid .card:nth-child(2){transition-delay:.1s}
.motion-ready .grid .card:nth-child(3){transition-delay:.2s}
@keyframes rise-in{from{opacity:0;transform:translateY(25px)}to{opacity:1;transform:translateY(0)}}
@keyframes draw-line{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes float-card{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes orbit-breathe{from{transform:translate(0,0) scale(1)}to{transform:translate(-25px,24px) scale(1.08)}}
@keyframes pulse-dot{50%{box-shadow:0 0 0 12px #ffda4700}}
@keyframes slow-spin{to{transform:rotate(360deg)}}
@keyframes icon-float{50%{transform:translateY(-8px) rotate(5deg)}}
@keyframes sparkle{50%{transform:scale(1.2) rotate(20deg);opacity:.55}}
@media(max-width:760px){.site-header{position:static}.hero{padding:62px 0 70px}.hero-card{min-height:220px}.article-page .prose{width:calc(100% - 24px);padding:36px 24px 62px}.article-page .prose > h2,.article-page .prose > h2+p{padding-left:16px}.article-toc{padding:12px}.card{min-height:0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.motion-ready .reveal{opacity:1;transform:none}.button:hover,.card:hover,.brand:hover svg{transform:none}}

/* Centro de guías, resúmenes visuales y calculadora. */
.guides-hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#112e52,#1d527e);padding:80px 0 85px;color:white}
.guides-hero:after{content:"";position:absolute;width:620px;height:620px;right:-100px;top:-290px;border:1px solid #fff5;border-radius:50%;box-shadow:0 0 0 65px #fff1,0 0 0 130px #fff1;animation:orbit-breathe 12s ease-in-out infinite alternate}
.guides-hero .wrap{position:relative;z-index:1}
.guides-hero h1{font-size:clamp(38px,5vw,65px);letter-spacing:-.055em;line-height:1.08;max-width:790px;margin:0 0 20px;text-wrap:balance}
.guides-hero p:not(.eyebrow){font-size:19px;line-height:1.65;max-width:690px;color:#d7e8f7}
.guides-hero .button{margin-top:12px}
.guides-section{padding:62px 0 85px}
.guides-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.guide-card{display:flex;flex-direction:column;min-height:240px;border:1px solid #dce6f2;border-radius:20px;background:white;padding:24px;text-decoration:none;color:#172e50;box-shadow:0 8px 22px #172e500b;transition:transform .3s,border-color .3s,box-shadow .3s}
.guide-card:hover{transform:translateY(-6px);border-color:#98b8d8;box-shadow:0 18px 35px #172e501e}
.guide-card-index{width:42px;height:42px;display:grid;place-items:center;border-radius:13px;background:#fff2bd;color:#745100;font-size:13px;font-weight:850}
.guide-card h2{font-size:21px;line-height:1.23;letter-spacing:-.03em;margin:24px 0 9px}
.guide-card p{line-height:1.55;color:#536b87;margin:0 0 18px}
.guide-card-arrow{font-weight:800;color:#195797;margin-top:auto}
.topic-visual{position:relative;overflow:hidden;margin:34px 0 42px;padding:28px;background:linear-gradient(125deg,#133455,#205d8a);border-radius:22px;color:#fff;box-shadow:0 20px 36px #153b6240}
.topic-visual:after{content:"";position:absolute;right:-75px;top:-140px;width:330px;height:330px;border:1px solid #ffffff55;border-radius:50%;box-shadow:0 0 0 42px #ffffff0a,0 0 0 84px #ffffff07;pointer-events:none}
.topic-visual-heading{position:relative;z-index:1;display:flex;align-items:center;gap:17px;margin-bottom:25px}
.topic-symbol{display:grid;place-items:center;width:56px;height:56px;border-radius:18px;background:#ffda47;color:#183a60;font-size:27px;font-weight:800;box-shadow:0 7px 20px #001b302b}
.visual-kicker{display:block;color:#b7d5ed;font-size:11px;text-transform:uppercase;letter-spacing:.16em;font-weight:800}
.topic-visual-heading strong{display:block;font-size:22px;margin-top:3px}
.visual-steps{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.visual-step{min-height:115px;display:flex;flex-direction:column;justify-content:space-between;border:1px solid #ffffff48;border-radius:15px;background:#ffffff16;padding:16px;backdrop-filter:blur(5px);transition:transform .25s,background .25s}
.visual-step:hover{transform:translateY(-4px);background:#ffffff29}
.visual-step span{color:#ffde63;font-size:12px;font-weight:800;letter-spacing:.09em}
.visual-step strong{font-size:15px;line-height:1.32;color:white}
.article-page.topic-subastas .topic-visual,.article-page.topic-riesgos .topic-visual{background:linear-gradient(125deg,#122b52,#3d5679)}
.source-box{margin:38px 0;padding:22px 26px;border-radius:16px;border:1px solid #d9e7f4;background:#f5f9fe}
.source-box strong{font-size:16px}.source-box ul{margin-bottom:0}.source-box a{font-size:15px}
.calculator{padding:27px;margin:34px 0;border-radius:19px;background:#f4f8fd;border:1px solid #dce8f5}
.calculator h2{margin:0 0 9px!important;padding:0!important}.calculator h2:before{display:none}
.calculator > p{margin:0 0 20px!important;padding:0!important}
.calculator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.calculator-grid label{font-size:14px;font-weight:750;color:#28476b}
.calculator-grid input{display:block;width:100%;height:46px;margin-top:7px;padding:9px 12px;border:1px solid #cbd9e9;border-radius:10px;background:#fff;color:#183757;font:inherit}
.calculator-grid input:focus{outline:3px solid #ffda4780;border-color:#d2a928}
.calculator-error{font-size:14px!important;color:#a32334!important}
.calculator-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:23px}
.calculator-results>div{display:flex;flex-direction:column;min-height:126px;padding:17px;background:white;border:1px solid #dce8f5;border-radius:13px}
.calculator-results small{font-size:12px;color:#607a96;font-weight:750}.calculator-results strong{font-size:clamp(20px,2.5vw,31px);letter-spacing:-.04em;margin:8px 0;color:#163c64}.calculator-results span{font-size:12px;color:#6b7d91;margin-top:auto}
@media(max-width:850px){.guides-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.guides-hero{padding:58px 0}.guides-section{padding:35px 0}.guides-grid,.calculator-grid,.calculator-results{grid-template-columns:1fr}.guide-card{min-height:215px}.topic-visual{padding:20px}.visual-steps{grid-template-columns:1fr}.visual-step{min-height:72px}.calculator{padding:19px}}